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AED · United Arab Emirates
The UAE dirham is going through a currency transition. The Central Bank of the UAE began issuing polymer notes in 2021 and has been replacing denominations one at a time, so paper notes from the older series and polymer notes from the new one both circulate and both are legal tender. That means two sets of checks apply depending on which kind of note you are holding, and the first thing to establish is which one it is.
Features published by the Central Bank of the United Arab Emirates.
Paper dirham notes carry a watermark formed within the paper, showing a falcon head together with the denomination numeral. It appears as a soft gradation of light and shade rather than a printed image.
How to check: Hold the note up to the light and look into the blank area of the paper. The watermark must be visible from both sides and must vanish entirely when the note is laid flat.
A thread is embedded vertically within the note carrying microprinted text. On several denominations it is a windowed thread that surfaces at intervals, appearing broken on the face of the note but continuous when held to the light.
How to check: Check that the thread is inside the note rather than printed on the surface, then hold the note to the light to confirm it forms one unbroken line. Read the microprinted text under a magnifier.
Incomplete printed elements on the front and back are positioned so precisely that they combine into a single complete image when the note is held to the light.
How to check: Hold the note against a light source and confirm the two halves join cleanly with no offset or doubling.
The main design elements, the denomination numerals and the lettering are printed in raised ink that stands above the surface of the note.
How to check: Run a fingernail across the main design and the large numerals. A genuine note has a clearly ridged feel; a printed copy is flat.
Elements on the higher denominations are printed in ink that changes colour or shows a moving band of light as the viewing angle changes.
How to check: Tilt the note under a strong light and watch for a genuine change of colour or a band of light travelling across the element, rather than a flat metallic glitter.
The polymer notes carry a clear window formed in the substrate itself, containing further security elements such as a holographic image that changes as the note is tilted.
How to check: Look through the window to confirm it is genuinely part of the note, with no glue line or raised edge, then tilt it to see the holographic element change.
Raised marks near the edge of the note allow blind and partially sighted users to identify the denomination by touch, with a different arrangement for each value.
How to check: Run a fingertip along the edge and confirm the marks are firmly raised rather than printed flat.
Under ultraviolet light selected elements fluoresce while the substrate itself stays dull.
How to check: A counter check under a UV lamp. A note that glows uniformly bright is on the wrong substrate.
Source: Central Bank of the UAE, currency and banknotes
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